According to legend, Christmas in July was first celebrated at a summer camp in 1933, when Keystone Camp in Brevard, N.C. decided to dedicate two days (July 24 and 25) to the holiday-complete with cotton fake snow, a decked-out tree, a gift exchange, and, of course, Santa.

It never hurts to be reminded of the sense of good cheer most experience during the Christmas holiday. We could all use a good dose of it these days. So, while you find yourself out and about this summer why not spread a little joy?
Give an extra smile, a helping hand or maybe even hum a bar from your favorite Christmas carol.

Be sure to keep in mind, that just like at Christmas time we need to be very aware of how much were spending on friends and loved ones, summer spending can get out of hand easily as well.

Do a budget for that trip, use only cash, and put a little margin in your budget for unplanned summer activities. Plan for the unexpected and allocate a little money for it.

In the spirit of Christmas I have attached a couple of FREE RESOURCES if you are interested. A financial checkup list, a guide to eating out, help when buying a used car, and a few tips on spending less at the grocery store.

Gift # 1 – (Includes My Wellness Checkup, A Guide to Eating Out, & The 5 go to’s when buying a used car).

Gift # 2 – (Tips to Spending Less on Food).

Merry Christmas!